Overview
Almon is an envelope budgeting app for iPhone and Mac. Money that comes in gets assigned to envelopes, spending draws those envelopes down, and what the app says always ties back to what the bank says. There is no subscription, no advertising, and no account to create.
I built it because I wanted to run my own budget this way, and I have used it as my only budget for the better part of a year before it ever reached the store.
Envelopes and Folders
Assign every dollar to an envelope and group envelopes into folders. An envelope balance is always the sum of its own transactions, so nothing drifts out of agreement.
Splits and Transfers
Divide one purchase across several envelopes by percentage or by amount. Splits, transfers, and linked entries stay grouped in history so the ledger reads the way the money actually moved.
Recurring Templates
Paychecks and fixed bills post on their own schedule, including how each one divides across envelopes.
Bank Reconciliation
Work a statement against what the app recorded, clear the matches, and see exactly which entries are missing or duplicated.
Goals and Overflow
Give an envelope a target. Income past that target routes to an envelope you pick, recorded as a marked transaction rather than a silent adjustment.
Reporting
Spending by envelope over time, averages by period, and chart preferences that stick per envelope.
Sync and Sharing
Optional iCloud sync keeps a budget current across your own devices, or share one with another person who edits it alongside you.
Demo Budget
First launch offers a fully populated sample budget, so the app can be explored before any real numbers go into it.